(410) 243-3825 (DUCK)

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Mortgage Professionals

You need solid, consistent performance from those you entrust with your clients, your loan packages, and loan proceeds. 

NEW FOR 2014: Did you know that the "Primary Residence Rule" for reduced State Recordation Tax on REFIs has changed?  Now, with ALL refis the borrower can deduct their principal balance.  For example:  rental property in Baltimore City is worth 300K, with 200K mortgage @ 7%.  If owner finds a 250K loan, at 5%, she will only pay Rec Tax on the new money, the 50K -- not the entire 250K as was previously the case.  In this example, the borrower would save $2,000 of rec tax.  Get the word out!

Cotton Duck offers:

  • Speed, with accuracy-we will deliver your Title Order in record time
  • Title insurance-title Commitments for your loans, when you need them
  • Communication-with you, your staff, and the borrower, keeping everyone in the loop
  • HUD-1s-when you need them, how you need them, and approved by you every time
  • Full compliance with loan conditions and instructions
  • Closings by an attorney-documents are presented in an organized, coherent manner, and all your client's questions are handled by Dan Harvey, a seasoned real estate attorney
  • Post closing-again, speed and accuracy. You won't have problems with us. We do it right the first time. No missed documents, no missed signatures. Unlike giant title companies, we have no backlog of title policies to be delivered
  • Experience with all types of products: FHA, VA, Conventional, Reverse, FANNIE MAE, FREDDIE MAC, SCOPE, Live Near Your Work Grants, City Grants, non-profits, and more
  • Experience with difficult properties (judgments, tax sales, bankruptcies, foreclosures)
  • Try us one time and you'll be a partner


Cotton Duck Title Co.
735 W 36th St.
Baltimore MD, 21211

M–F: 9AM to 5PM
Other hours by appointment

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Located in Historic Hampden, serving Baltimore City and surrounding counties:

  • Baltimore County
  • Carroll County
  • Howard County
  • Anne Arundel County
  • Harford County