The Cotton Duck Experience
The mission at Cotton Duck Title is to conduct real estate settlements with sensitivity to the needs and expectations of Buyers, Sellers, Agents, and Lenders, resulting in an informative, predictable, and positive experience for everyone involved. When you need title and settlement services, trust in Cotton Duck and settle with style, not stress.
Why Choose Cotton Duck?
As a small, independently owned title company, you can expect prompt & personal service. Because we're not "affiliated" with a specific real estate broker or lender, our relationship with you is free of bias and pressure.
Transfer taxes, recording costs, and title insurance rates are fixed by law, so what you are really looking to compare are the fees generally categorized as "Settlement, Abstract, Title Review, Doc Prep, and Recording." These fees vary among title companies, and it is often difficult to compare quotes as many companies leave something out, and then charge more at the table. Our bottom line is this: we have low overhead, so we can afford to keep our fees at the low end of the spectrum. We will be far below the Good Faith Estimate given by your lender. We will beat any other quote for comparable services.
Real Estate Expertise
Dan Harvey, real estate lawyer, earned his JD from the University of Baltimore. He has been practicing real estate law in Hampden since 1993 and has advised hundreds of clients and closed over three thousand deals. You need an experienced attorney like Dan at the table: for explanation, for problem solving, and for balancing the interests of all involved.
Location, Location, Location
You want the settlement experience to be a pleasure, a day to remember (in a good way). Our settlement/conference room is spacious and comfortable. Our neighborhood (Hampden) is great! Plan to shop, eat, and drink while you're here. Parking is available in an adjoining lot, and metered spaces are plentiful. Don't get stuck at a generic corporate office park, or a cramped, noisy Realtor® office. Settle here, then celebrate!